Do I need an estate plan?

Yes, just about every adult benefits from at least a basic estate plan. At a minimum that means a will, a durable power of attorney, and a healthcare directive, so someone can manage your affairs and your wishes are clear. It's not just for the wealthy, it's about protecting your family and avoiding court involvement. A solid plan package runs about 1,000 to 3,000 dollars and brings real peace of mind.